1. Acceptance of Terms By accessing or using OkayBills.ai, you agree to be bound by these Terms and all applicable laws and regulations governing the Website. If you do not agree to these Terms, you are not permitted to use the Website. 2. Modification of Terms OkayBills.ai reserves the right to change, update, or revise these Terms at any time, with or without notice. It is your responsibility to review these Terms regularly. Your continued use of the Website after any such changes constitutes your acceptance of the new or modified Terms. 3. Eligibility To use the Website, you must be at least 18 years of age or the legal age of majority in your jurisdiction. By using the Website, you represent and warrant that you are of legal age and have the authority to agree to these Terms. 4. User Account To access certain features of the Website, you may need to create an account. You agree to provide accurate, current, and complete information during the registration process and to update this information as necessary to keep it accurate. You are responsible for safeguarding your account credentials and agree to notify us immediately if you suspect any unauthorized use of your account. 5. Use of the Website You agree to use OkayBills.ai for lawful purposes only and in accordance with these Terms. You will not: Violate any applicable local, state, national, or international law or regulation. Use the Website in any manner that could disable, overburden, or impair the Website’s functionality. Attempt to gain unauthorized access to the Website, other user accounts, or the systems or networks connected to the Website. Engage in any activity that could harm the reputation of OkayBills.ai or its affiliates. 6. Privacy Policy Your use of the Website is also governed by our Privacy Policy, which can be found here. By using the Website, you consent to the collection and use of your information as described in the Privacy Policy. 7. Payment and Fees If applicable, you agree to pay all fees associated with using the Website and related services. Fees may be subject to change, and you will be notified of any significant changes. All payments will be processed in accordance with the payment terms provided at the time of the transaction. 8. Intellectual Property All content on the Website, including text, graphics, logos, images, audio, and software, is the property of OkayBills.ai or its licensors and is protected by intellectual property laws. You may not reproduce, modify, distribute, or display any content from the Website without prior written permission from OkayBills.ai. 9. Third-Party Links The Website may contain links to third-party websites or services that are not owned or controlled by OkayBills.ai. OkayBills.ai has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that OkayBills.ai is not responsible or liable for any damage or loss caused by or in connection with the use of any third-party services. 10. Disclaimers The Website and all content are provided "as is" and without warranty of any kind, either express or implied, including but not limited to implied warranties of merchantability or fitness for a particular purpose. OkayBills.ai does not guarantee that the Website will be error-free, uninterrupted, or free of harmful components. 11. Limitation of Liability In no event will OkayBills.ai, its officers, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use or inability to use the Website, even if OkayBills.ai has been advised of the possibility of such damages. 12. Indemnification You agree to indemnify, defend, and hold harmless OkayBills.ai, its affiliates, and their respective directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of or in connection with your use of the Website, your violation of these Terms, or your violation of any rights of another. 13. Termination OkayBills.ai reserves the right to suspend or terminate your access to the Website at any time, with or without cause, and with or without notice. Upon termination, your right to use the Website will immediately cease. 14. Governing Law These Terms and your use of the Website will be governed by and construed in accordance with the laws of the jurisdiction in which OkayBills.ai is registered, without regard to its conflict of law principles. 15. Dispute Resolution Any disputes arising out of or relating to these Terms or your use of the Website will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association or another recognized arbitration body. The location of arbitration will be specified in the governing law section of these Terms. 16. Severability If any provision of these Terms is found to be unlawful, void, or unenforceable, the remaining provisions of these Terms will remain in full force and effect. 17. Entire Agreement These Terms constitute the entire agreement between you and OkayBills.ai regarding the use of the Website. Any prior agreements, whether written or oral, related to the subject matter of these Terms, are superseded by these Terms. 18. Contact Information If you have any questions or concerns regarding these Terms, please contact us at: OkayBills.ai Email: info@zefrokart.com Website: www.okaybills.ai